Place your loan to work well with the Oakam application

Place your loan to do business with the Oakam application

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every we support people as they achieve their money goals, build their credit profile and access better loan rates day. During the exact same time, making use of our mobile application to settle on time, Oakam clients are changing the financing industry, making credit less costly and much more available for everybody.

Join our community of 150,000+ clients.

Brand New consumer? Begin today with that loan from ВЈ100 to ВЈ800. Fast turnaround without any fees that are late

279% fixed yearly rate of interest (1427% APR representative)pare Oakam along with other loan providers right here.

Current clients can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with your Big loan that is plus.

  • Access cheaper prices as time passes and enhance your credit history
  • Quickly graduate to prices less than numerous charge cards
  • Borrow as much as ВЈ5,000 while you create your credit profile
  • No setup costs. No late or very early payment charges

at the mercy of terms

Apply with certainty

Fill our safe application that is online get a determination in mins. No setup charges, no belated charges with no very early payment costs.

Begin your Oakam journey

Place your loan to do business with the Oakam software, increase your credit score as time passes and create your method to a brighter future that is financial.

Tailor your loan

Access lower prices and larger amounts as you repay your loan. Borrow as much as ВЈ5,000 in the long run. Get more info

Get in on the 150,000+ customers that trust us

We’re more than simply a cash lender: we’re for a objective which will make available credit a truth for several.

Install our mobile software

The Oakam app that is mobile enable you to apply along with assistance you handle your loan:

  • Submit an application for a loan
  • Look at your outstanding stability
  • See your next payment time
  • Review your payment routine

Reasons why you should join Oakam

Bad credit? We are going to pay attention

We’ll tune in to your story if you should be on advantages, have bad credit rating or simply found its way to great britain. We’ve caused it to be our objective to break down monetary barriers and enhance access for several.

No house visits – ever!

Cash is a matter that is private we ensure that is stays that method. Think about us as an option to doorstep loans. We’ll never ever knock in your home and you will always achieve us online or higher the device.

No concealed shocks

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge fees that are late there’s no cost connected with repaying early.

Your bridge up to a brighter monetary future

While you pay off your Oakam loan, it is possible to unlock reduced rates, larger amounts and longer terms. It’s our means of working for you create your credit profile in the long run.

Handle your loan because of the Oakam application

Access your loan and payment routine by getting our application, and use for tops ups and brand new loans in the long term.


Oakam provides easy and easy services that are financial individuals who find it hard to borrow from banking institutions. We provide accountable usage of credit and so are focused on serving our clients with respect.

Every time we help individuals because they achieve their cash objectives, build their credit profile, and access better loan prices. In the time that is same by utilizing our mobile software to settle on time, Oakam clients are changing the financing industry, making credit less costly and much more available for everybody.

How exactly does it work?

It’s simple! It is possible to use on our internet site, or via our mobile application. The software can be downloaded through the Apple iStore for iPhone products, or from the Google Enjoy shop for Android os products. If the application is authorized, the money may be provided for your money from the day that is same. Most successful prospects get their loans within an hour or two to be authorized.

At the mercy of status. In the form, we shall ask you for the month-to-month earnings and spending in information, to be able to concur that you really can afford the month-to-month repayments within the lifetime of the mortgage.

Does Oakam execute a credit search?

Yes. But we usually do not solely base our decision on your credit rating. At Oakam we realize that life does not constantly get as prepared. We realize you will probably have run into financial hardships in the last so when a result, you’ve probably an undesirable credit rating. Unlike other lenders though, Oakam will maybe not immediately blacklist you have actually missed repayments. Your credit rating and affordability assessment assist us comprehend your present situation whenever we assess the application for a loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.

I’m a new comer to great britain. Can Oakam help me to with financing?

Yes. We ask you have now been a resident in the united kingdom for at the very least six months before using for a financial loan with us. All loans are at the mercy of affordability checks along with your monetary status. We welcome new clients each and every day and, because our online application procedure is fully automatic, you can easily apply if you have to, seven days per week. All our loans are at the mercy of your monetary status.

Just what does APR suggest?

APR represents Apr.

The APR is just a measure that is standard across all credit services and products to simply help consumers compare the price of loans. As the APR reflects the yearly price of fee for the loan, it isn’t always a effortless measure to comprehend when you compare loans of various lengths.

The APR is, correctly, a comparison that is effective for comparable items, and also into the APR, we constantly explain to you the full total cost of that loan in addition to specific instalments, in other words. what you will really repay in complete. We believe these details provides a fuller image of the expenses of y our loans and may help you produce the best decision whether certainly one of our loans would work for your needs.

I will be self-employed. Can I have that loan?

Yes, at the mercy of your economic status.

May loans for bad credit in Pennsylvania I have application that is joint my partner?

No. We just provide to people so we usually do not accept joint applications.