How the Payday Advance Process Works


Apply at one of our local area Branches.


Once your loan verification documentations are actually obtained, confirmation takes minutes.

Cashin Hand

You select how to obtain your loan: funds or even filled onto your prepaid debit card.

Payday advance are actually readily available up to $700.

You may obtain any sort of quantity around your loan limitation. Your loan limit will certainly be actually verified based upon:

  • Your income
  • The relevant information you offer on your loan request
  • Your credit report along withMoneytree
  • The relevant information in your individual record supplied throughan individual mentioning company

Your loan restriction might alter if any of the above modifications.

Loans 1 Up to $700

A payday loan today costs $15 per $100 acquired approximately $500, as well as $10 every $one hundred on the quantity over $five hundred. As an example, a $one hundred loan as a result of in 2 week would have an overall settlement volume of $115 and possesses an APR (Interest Rate) of 391.07%. *

  • ID and social security variety (or even alien enrollment amount or even ITIN)
  • Physical handle & & connect withcontact number
  • Documents to validate the source and quantity of your revenue
  • Open examining profile info


Moneytree is a straight finance company and also never ever offers your information.


We’re accredited due to the Washington Condition Division of Financial Institutions.


Our Team are going to permit you recognize in minutes how muchyou certify to borrow.


Our Objective is to exceed your desires. Check out a Branchtoday and also discover more coming from one of our experienced as well as helpful Bank employees!

Washington Frequently Asked Questions

Moneytree, Inc., is certified by the Washington State Department of Financial Institutions. Accrediting info is actually accessible upon demand. Moneytree is signed up withthe federal authorities as a CashCompanies Business (MSB).

How is my loan due time found out?

Your loan are going to schedule on the day set forthin the loan arrangement; commonly your upcoming payday. If your upcoming payday is within 9 times coming from the time you secure the loan, you can easily pay off on the following payday. The minimum required loan term is 8 times and the optimum loan condition is forty five days.

Can I make loan remittances online or by phone?

Online Remittances

  • Online settlements may be actually created at just before 2:45 PM PT on the loan remittance as a result of date utilizing your debit card.

Telephone Settlements

  • Loans planned to become paid out throughACH or even post-dated examination: Name Client service at 1-800-745-1011 before 2 PM PT on the remittance as a result of meeting to create a telephone settlement using your debit card.
  • Loans arranged to become paid in cashmoney: Name Client service at 1-800-745-1011 before 11 PM PT on the settlement as a result of date to make a telephone remittance utilizing your debit card.
  • Can I repay my loan prior to it schedules?

    You can easily pre-pay your loan in full prior to the as a result of day without prepayment charge.

    Can I renew my payday advance loan?

    Loan renewals are actually not offered in Washington.

    Can I extend my loan due date?

    To confirm or modify your remittance as a result of meeting, please visit to your Moneytree online account. If you don’ t have an on the internet profile, and also wishto set one up, satisfy register online, telephone call or explore any sort of Moneytree Division or call our Customer care Group at 1-800-745-1011.

    How do I settle my payday advance?

    Payment choices vary relying on your loan agreement.

    • Write a post-dated paycheck at loan source for payment. Your newspaper inspection will certainly be turned into a digital look for discussion to your financial institution. If you wish, you can easily decide to have your paper inspection actually deposited rather than online shown.
    • Repay your loan completely, in money, or even using your debit card, just before the down payment opportunity on the as a result of time in any sort of Moneytree Branch.
    • Repay your loan completely online using your debit card.
    • Repay your loan in full over the phone using your debit card.

    What if I am not able to repay my loan on my as a result of day?

    If you are actually unable to pay your loan when it is due, Moneytree provides a layaway plan. You have to seek a payment plan before the down payment time on the time your loan schedules. If the amount you are obligated to pay is $400 or a lot less, you can participate in a payment plan to pay back in significantly equal payments over 90 times. If the amount you are obligated to repay is muchmore than $400, you can take part in a payment plan to settle in greatly identical remittances over 180 times. There is actually on the house to become part of the layaway plan. You are going to not be actually entitled to secure a payday loan today, signature loan or even installation loan coming from any type of Washington accredited loan provider till your payment plan is actually paid in full.

    You can acquire extra details throughconsulting withCustomer Service at 1-800-745-1011 or even throughseeing a Division.

    What if I back-pedal my loan?

    If your inspection or ACH returns unsettled, you are going to be actually charged an one-time $25 fee. You can connect withMoneytree’s Payment Facility at 1-888-516-6643 for more details.