Money Improvements Unlocking Your Farm’s Growth Potential

from CCGA

Whether you are simply starting or have already been farming for decades, an advance loan can unlock your farm’s possibility of development. An advance offers you the flexibleness to advertise your product if the some time cost is most beneficial for your needs, boosting your farm’s income. Moreover it reduces your price of manufacturing through low-interest funding solutions.

Getting all this work is much easier than in the past, along with your advance requires in a single spot at CCGA:

Even even More products in a single destination.

CCGA offers advances for several significant industry plants, honey and livestock in west Canada. Having all your valuable advance loan requires in one single spot saves your time.

Friendly service the right path.

Our customer support staff is concentrated on delivering solutions for farmers each time, whether you utilize phone solutions, our internet-based online solutions at or our CCGA Cash Advance that is handy App.

One application and something reduced cost.

Whether you are using on plants, honey, livestock or every one of the overhead, you are going to have only to fill in one application and certainly will be recharged only one management charge.

Ensure You Get Your Funds Quicker.

CCGA’s direct deposit function gets cash loan resources to your fingers quicker, helping you save a trip into the post-office and a visit into the lender.

Numerous methods to use.

  • Phone
  • On Line
  • Face-to-face
  • Mail or Fax

The Advance Payments plan will continue to provide farmers:

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  • As much as $400,000 advance utilizing the very very very first $100,000 interest-free;
  • Competitive interest levels at CIBC prime;
  • Freedom to offer your product whenever marketplace circumstances tend to be favorable;
  • As much as 18-month payment duration on crops, honey, hogs, goats and sheep;
  • As much as repayment that is 24-month on cattle and bison.

Qualified Commodities

Improvements readily available for 45 products, including all field that is major, honey and livestock kinds. Included in these are:

System Details

Any farmer can put on, for as long they farm as they are a Canadian citizen or a permanent resident of Canada who has reached the age of majority in the province where. Corporations, cooperatives and partnerships may also be qualified.

Farmers can make an application for an advance through the program year. a springtime whole whole grain advance should be guaranteed by crop insurance coverage or AgriStability. Post-harvest whole whole grain improvements tend to be guaranteed because of the unsold saved crop. The animals must already be born and the advance must be secured by AgriStability to be eligible for a livestock advance.

How Exactly Does An Advance Work?

CCGA money advances are determined predicated on advance prices. These rates are per metric tonne or per pound for crops and honey. For livestock, the prices are per mind. Prices differ by product and also by province. The worthiness of money advances offered to each farm is based on:


  • the quantity of commodity(s) which is why they use,
  • the advance rate for the product,
  • modification aspects such as for example crop insurance coverage or AgriStability protection levels and,
  • system qualifications limitations.

Pre-Harvest Grain Improvements

For whole whole grain, farmers can put on for a pre-harvest or springtime advance either before or after sowing. For pre-seeded advances, farmers get 60% of the determined advance whenever their particular application is authorized. The rest of the 40% is given whenever CCGA gets the farmer’s Actual Seeded Report.

Post-Harvest Whole Whole Whole Grain Improvements

Grain farmers can put on for the advance on saved whole grain whenever you want through the system 12 months.

Livestock Improvements

Livestock improvements may be requested when through the system 12 months, so long as the stock put on has already been produced. Advance prices differ for differing kinds and loads of livestock.

Repaying Your Advance

CCGA improvements tend to be paid back while the commodities advanced in are offered. The advance must be repaid in full by September 30 of each 18-month program period for grain, honey, goats, sheep and hogs. The advance must be repaid in full by March 31 of a 24-month program period for cattle and bison. Constant circulation cattle and hog improvements needs to be compensated within one year for the advance becoming released or because of the final end associated with manufacturing duration. Payment choices consist of:

  1. A CCGA approved whole grain customer make repayments right to a producer’s account as whole whole grain comes through the entire or year
  2. Cash repayments may be meant to CCGA directly using your standard bank, including web financial repayments.
  3. Money repayments can directly be made to CCGA by cheque.

much More repayment that is flexible.

Whole Grain farmers whom offer whole whole grain and also make repayments prior to January 31 associated with the system year are not any longer necessary to send product sales documents.

Simple tips to utilize

The money advance system administered by CCGA is created accessible to farmers that are canadian Agriculture and Agri-Food Canada’s Advance Payments plan.